• ADDRESS: 1200 Gough St, San Francisco, CA 94109
  • info@primefinln.com
  • Office Hours: 8:00 AM – 7:45 PM

What do I need to apply for an installment loan?

1. Start with filling out the application online, in-store, or by phone.
2. If you are pre-approved, you’ll need the following documentation:
• Picture ID with signature (drivers license, state issued ID or passport)
• Address verification (Most recent utility bill, water bill, etc)
• Employment and Income Documentation (Most recent paycheck stub)
• You may be asked to provide additional information, including the following:
o Phone numbers of personal references
o Former employer or landlord information Requirements are different from state to state. Be sure to call your local office to get a complete list of documents you will need to provide.

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How do I qualify for Prime Finance Loan?

Here is a quick and easy list to see if you would qualify for an installment loan:Your Residency: You need to be able to verify your home address.
Your Financial History: We will need to look at your financial history.
Your Financial Stability: You need to have the ability to make the monthly payments required to pay off your loan.
That money can come from work income, retirement income, Social Security income, or other sources.
There are several things we consider when reviewing your loan application and determining whether you qualify for one of our personal loans.

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How long does it take to get a loan approved?

Immediately after our representatives are done reviewing your application, you will be informed about the date on the mail.

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How do I pay my loan?

Send us a mail at info@primefinln.com and we'll tell you what to do.

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How much money can I borrow from Prime Finance Loan Services?

Loan sizes vary from country to country, depending on country law. In most countries, we offer traditional installment loans ranging from $3,000 to $5,000,000,000. Loan terms can range from 4 and up to 48 months depending on the loan amount and the country.

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Once my loan is approved, where do I get my money?

Once approved, your money will be sent into your personal account.

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Can I borrow more money?

Anything is possible! If you need to borrow more money, talk to your Prime Finance Loan Services specialist to see if you qualify.

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What if I can’t make payments on my Prime Finance Loan Services installment loan?

We recognize that the unexpected happens, and there may be times when you experience difficulty in making your loan payment. Please call or visit your local Prime Finance Loan Services location where you received your loan to talk with us and let us know what’s going on with your situation. The earlier you get in touch, the more options we have to help you make your payments. Together, we can find a solution that’s right for you. Remember we’re here to help you.

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What is an installment loan?

A traditional installment loan from Prime Finance Loan Services offers fixed rates and fixed payments. Rates are based on state regulations. The loan amount is based on various factors including your personal credit history, your personal income and other personal financial commitments.

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Is an installment loan right for me?

If you need extra funds to cover unexpected expenses, an installment loan may be your best choice. You could use one of our personal loans to cover an emergency or unforeseen expense, like a car repair or surprise medical expenses. Or you might use a longer-term installment loan to cover a larger expense, such as a home improvement project. You should always do your homework on the financial company you are considering, research their history, and ask a friend who has used them before. Call your nearest Prime Finance Loan Services branch to find out more.

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Why do people choose installment loans?

We all have sudden and unexpected expenses that come out of nowhere. They’re hard to plan for with tight monthly budgets. When this happens to you and you don’t have the money, an installment loan can be a sensible and convenient option to provide the needed cash.

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What are the benefits of an installment loan?

One of the main benefits of an installment loan, and a major advantage over a payday loan, is that the repayment schedule is fixed with equal monthly payments. Because of this, you won’t be trapped in a never-ending payment cycle of debt like many payday loans may become.

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What are common reasons people apply for loans from Prime Finance Loan Services?

One of the main benefits of an installment loan, and a major advantage over a payday loan, is that the repayment schedule is fixed with equal monthly payments. Because of this, you won’t be trapped in a never-ending payment cycle of debt like many payday loans may become.

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Can I get a loan even if I have bad credit?

Prime Finance Loan Services can offer loan approvals even if you have bad credit.* We work with our customers on an individual basis, and set up payment terms that are affordable. Your financial health is what matters most to us. That’s why we’ve served our customers, like you, for over 20 years.*We operate under a larger loan business model, so our credit standards are higher in Illinois than in other states that offer smaller loans.

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Do you work with customers to get a proper payment schedule?

Yes, we work with our customers in order to offer an affordable monthly payment schedule. We offer fixed monthly installments for up to 48 months (depending on the loan amount and the country.)

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